Xmas Driving

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Xmas Driving

Post by Logi on Sun Dec 01, 2013 9:03 am

WTF is it around Xmas, peoples driving seems worse than usual? Got a lovely wee mark on the bumper of the Jag due to someone punting the car behind into me at traffic lights. Sad
Worse than that, if I make a claim they'll write off the Jag, cos its worth fuck all. Then I'm left with a new task of finding another one, stripping out the stereo and the parrot I recently fitted.
Pissed off.
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Re: Xmas Driving

Post by rich the mechanic on Sun Dec 01, 2013 4:44 pm

polish it out or paint it we know you can do it.
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Re: Xmas Driving

Post by HighlyJetted on Sun Dec 01, 2013 4:47 pm

I hear Jags are good for banger racing
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Re: Xmas Driving

Post by elfin girl on Sun Dec 01, 2013 5:46 pm

ive known people buy back the vehicle from the insurance company at a very low price, i had one insurance company pay me for a written off car and left me with it to deal with cos they coulnt be bothered to come collect it!
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Re: Xmas Driving

Post by Darklord on Mon Dec 02, 2013 12:44 am

You can sometimes buy it back from the insurance company, but some are linked direct to the salvage companies. So you have to buy it back from them. Category 'D' write offs (Light damage beyond economical repair) are not registered on the insurance computer. Category 'C' (Medium damage) have to be cleared with VOSA to get it cleared off the write off register.
I think that's right? scratch
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Re: Xmas Driving

Post by leopard_pagan on Mon Dec 02, 2013 6:51 am

Or see if the twat who caused it wants to pay for the damage out of his pocket.
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Re: Xmas Driving

Post by Logi on Mon Dec 02, 2013 7:11 pm

leopard_pagan wrote:Or see if the twat who caused it wants to pay for the damage out of his pocket.
Sadly the said twat lives in a rather sunny part of Kilmarnock, did you see "The Scheme" http://youtu.be/Xan2xU-ZFic , no much hope there.. Rolling Eyes 

Trouble is his insurance will be paying for the wee woman's car so no incentive to shell out.
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Re: Xmas Driving

Post by HighlyJetted on Mon Dec 02, 2013 7:13 pm

Just claim mate, you could put in for whiplash etc while your at it, and if you get reasonable quotes to fix the car then I'm sure they will pay you just that.
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Re: Xmas Driving

Post by Logi on Mon Dec 02, 2013 7:18 pm

To claim I have to pay my excess before I can get it back. Can't afford to be £600 out of pocket over Xmas, plus then I have to go through it for the next 5 bloody years with all 7 vehicles when the insurance is due. Not worth the hassle, the bumper was going to be replaced at some point anyway cos the chrome trim was goosed, had it been someone at fault running into the back of me i'd have mentioned not going through the insurance Wink
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Re: Xmas Driving

Post by HighlyJetted on Mon Dec 02, 2013 7:31 pm

You should be claiming of the person that hit you, not your own insurance. So excess has nothing to do with it.

The personal injury claim would be worth at least £2.5k
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Re: Xmas Driving

Post by Logi on Mon Dec 02, 2013 7:40 pm

Yeah, but I don't have whiplash, can't be fucked with the claim culture.
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Re: Xmas Driving

Post by waz on Mon Dec 02, 2013 9:34 pm

Logi wrote:Yeah, but I don't have whiplash, can't be fucked with the claim culture.
Good on you Logi, f--ing annoys me with these bastards that claim for nothing, it just costs us all more
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Re: Xmas Driving

Post by HighlyJetted on Tue Dec 03, 2013 12:49 am

But your not going to change the UK legal system in a hurry.
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Re: Xmas Driving

Post by HighlyJetted on Tue Dec 03, 2013 12:51 am

And I don't agree that our insurance cost has anything to do the odd claim.

The crash4cash scams that people are operating does.

And the astronomical profits the insurance companies make are the biggest factor.
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