insurance for van

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insurance for van

Post by debz on Wed Apr 30, 2014 9:18 pm

Hi all I got a quote today which was reasonably cheap on compare the market but before I go ahead I am hoping to apply more seating in back of van and Windows etc will this affect my insurance and also my hijet came up as 4x4 but it isnt any advice please xx
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Re: insurance for van

Post by waz on Thu May 01, 2014 3:20 pm

As you are only hoping to put the seats in I would not bother but would inform them that it is not a 4x4
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Re: insurance for van

Post by debz on Thu May 01, 2014 7:29 pm

Having trouble getting insurance because I said I want to add seats etc no one will insure an help please also still coming up as 4x4 but it's 1296cc 16v efi lpg anyone else get this problem xx
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Re: insurance for van

Post by debz on Thu May 01, 2014 7:41 pm

waz wrote:As you are only hoping to put the seats in I would not bother but would inform them that it is not a 4x4
putting Windows as well as other camper stuff
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Re: insurance for van

Post by elfin girl on Thu May 01, 2014 10:31 pm

i would say that there is no point in telling them about changes that havnt been made yet (you should tell them when its done tho to remain legal) but they need to know its not a 4x4 untill my last renewal i had probloms with every ins co telling me my panel van was an mpv, they used to get quite shirty with me saying "we are directly linked to dvla so we know what your log book says" which was clearly a lie as my log book says its a panel van, it always has been. but i wouldnt have been covered in an accident so would never insure with those companys i always ended up having to go with commercial ins which never covered me on other vehicles. the last renewl aviva finaly got it right and at a good price.
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Re: insurance for van

Post by singledad on Fri May 02, 2014 10:58 am

ive got a thread going about simular thing, thay class mine as commercial when it was a mpv but van with side windows on v5,wish i could just take them outside and let them see the mpv at times but the talking phones dont wont to look,
im almost done converting mine as a camper so will try to re-registar it with dvla and see if that helps, there is list around on the web showing what needs to be done and photographed to do this,,,but its dvla so bet it aint that easy lol

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Re: insurance for van

Post by debz on Wed May 07, 2014 7:13 pm

I finally got van insurance after 2 days of being told my van wasn't on any of the quotes I was getting on the net so tried aviva was quoted over £500 eventually got insurance through swinton specialist insurance comprehensive social domestic and commuting for panel van but still working out £400 as I pay monthly never payed this for insurance in 24 years anyone think that's a bit steep or is this about right have 14 days cooling period so still looking for any better quotes if anyone has any info.
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Re: insurance for van

Post by waz on Wed May 07, 2014 8:03 pm

To me that is very expensive but I don't know you circumstances.
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Re: insurance for van

Post by debz on Wed May 07, 2014 8:34 pm

[quote="waz"h]To me that is very expensive but I don't know you circumstances. [/quote]well over 20 years driving and full no claims discount and never had any claims convictions etc just no one is recognising the van as a panel van not sure if it's because it's lpg or what but I thought that was expensive as well
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Re: insurance for van

Post by Logi on Wed May 07, 2014 10:36 pm

I have full business cover with Swinton for around £135 fully comp, max ncd, clean licence, so that seems a wee bitty dear to me too.

(2001 Hijet panel van)
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Re: insurance for van

Post by debz on Thu May 08, 2014 11:21 am

Logi wrote:I have full business cover with Swinton for around £135 fully comp, max ncd, clean licence, so that seems a wee bitty dear to me too.

(2001 Hijet panel van)
I tried everywhere else it's about the cheapest I can get that's swinton as well.
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Re: insurance for van

Post by singledad on Thu May 08, 2014 1:12 pm

mines with aviva 30yrs driveing and still paying £630 with full no claims but had a car stolen with no one for them to claim there money back from so sure im being stitched up to make sure the insures dont loose out

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Re: insurance for van

Post by waz on Thu May 08, 2014 1:29 pm

Debz, have you tried the co-op or the green insurance company. Sometimes it is better to go direct as they are not having to pay a middle man commission
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